MORTGAGE REGISTRATION FEE

  • FIRST HOME MORTGAGE: 0,25% on the mortgage amount

  • HOLIDAY HOME MORTGAGE: 2% on the mortgage amount

FIRE-EXPLOSION INSURANCE

Depending on mortgage duration, value of the real estate and appointed bank

(i. e. real estate value: 270,000.00€ – LTV>60% – Duration 25 years – Insurance cost 700.00€ one-time for the entire duration of the mortgage).

BANKING INVESTIGATION

Around 1% on the granted mortgage amount, MAX 2,000.00€ in most cases. The amount changes depending on the appointed bank.

SURVEY

From 200,00€ up to 400.00€. To be verified on luxury real estates according to the appointed bank.

BROKERAGE FEES

Due only in case of mortgage approval, changing from 1,5% up to 4% on the amount of the granted mortgage depending on the application features, with a minimum of € 2,000.00.

The due amount will be divided in 2 tranches: the first 50% is due once the financial operation is approved by the lender bank, while the remaining 50% is due at the signature of the mortgage deed.

Please, notice that our preliminary consultancy activities (skype/phone conversations) are free.

At the signature of the credit brokerage agreement, clients with foreign income/residency will be requested to pay an amount of € 500.00 (as retain fee) for the application analysis and the preliminary investigation report. This amount will finally be detracted from the agreed brokerage fee in case of positive outcome.
In any case, the client will be assisted for 2 years since the date of the “preliminary investigation report”, even if it does not sign the purchase contract immediately.

PURCHASE FEES

Seller - NATURAL PERSON

Seller - COMPANY (VAT Purchase)

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