Vela

Italy is loved around the world: foreign tourists are fascinated by the historical cities of art, as well as the varying landscapes and breathtaking views, from the sea to the mountains the length and breadth of the country.
Many foreigners who fall in love with our country and our culture decide to buy a house here. For some it will be a permanent home upon retirement, for others a home for holidays, while others decide to buy properties they can rent to tourists.
Purchasing a house in Italy can be difficult. And obtaining a mortgage can create even more problems, so much so that many foreigners give up the attempt.

WHAT WE OFFER

Top Italian Mortgage gives foreign clients the opportunity to buy or renovate in Italy with the support of a mortgage. We work with people from all over the world (not companies), with incomes in different currencies, interested in borrowing money to buy or renovate a property in Italy.
Top Italian Mortgage is the only company in Italy offering this service to foreign clients, living and working outside Italy. We have been working in this area for twenty years, during which time we have built our reputation for honesty and transparency.

Linea Blu

HOW WE WORK

Our well-established partnerships with the more important Italian banks enable us to effect a fast analysis of the feasibility of each mortgage application, processing the application from the IT bank systems activated in our offices.
We co-operate with Italian embassies all over the world – a key part of our work in helping clients legalise the documents required by the banks to apply for a mortgage.
Our team has consultants and experts fluent in several languages, able to assist our clients at each step, assisting them with the paperwork and keeping them up to date with the progress of their application.

Online mortgage calculator for month repayments on first/holiday home for individuals or companies.

Mortgage Calculator

Information on the costs of an Italian mortgage: registration fee, origination fee, brokerage costs etc.

MORTGAGE FEES IN ITALY

Here's the list of preliminary questions you can answer to check your Mortgage eligibility. Take the test.

Eligibility Test

WOULD YOU LIKE TO KNOW THE TAX AMOUNT RELATING TO YOUR PURCHASE?

Enter the purchase price: €



Purchase Fees
REGISTRATION DUTIES
MORTGAGE DUTIES
CADASTRAL DUTIES
VAT
TOTAL FEES
Enter cadastral value: €



Purchase Fees
REGISTRATION DUTIES
MORTGAGE DUTIES
CADASTRAL DUTIES
TOTAL FEES
Enter cadastral value: €



Purchase Fees
REGISTRATION DUTIES
MORTGAGE DUTIES
CADASTRAL DUTIES
TOTAL FEES
 
Enter the purchase price: €



Purchase Fees
REGISTRATION DUTIES
MORTGAGE DUTIES
CADASTRAL DUTIES
VAT
TOTAL FEES