Vela

Top Italian Mortgage is Fidea’s brand dedicated to foreign clients. Fidea is a highly specialised credit brokerage company, with expertise in financial advice for foreign clients or Italians with income from outside Italy. We have twenty years of experience in finding mortgages for foreign and non-resident Italians on properties in Italy. We have developed significant partnerships with the most trusted Italian credit institutes, those equipped to take care of our clientele. Our close working relationship with these banks means that we can directly manage our client’s applications directly through the each bank's IT system from our offices. We are able to take advantage of those banking channels specialised in processing applications in foreign currency.

Our experience and detailed knowledge of the banking evaluation criteria enable us to give prompt responses regarding the feasibility of a mortgage application. Firstly we analyse the mortgage requests and identify the options available, individuating the best. During this detailed and delicate process we treat our clients with utmost professionalism, aided by our in-house language and legal skills. Our aim is to make the purchase or renovation process as straightforward as if you were applying for it in your own country. With this in mind we keep our clients updated on the application process, handling all the bureaucracy involved, for example planning documentation and personal documentation such as obtaining an Italian tax code.

Trust is vital to our relationship, as well as our expertise and experience in credit brokerage. Fees are only due on a successful outcome.

Linea Blu

Online mortgage calculator for month repayments on first/holiday home for individuals or companies.

Mortgage Calculator

Information on the costs of an Italian mortgage: registration fee, origination fee, brokerage costs etc.

MORTGAGE FEES IN ITALY

Here's the list of preliminary questions you can answer to check your Mortgage eligibility. Take the test.

Eligibility Test

WOULD YOU LIKE TO KNOW THE TAX AMOUNT RELATING TO YOUR PURCHASE?

Enter the purchase price: €



Purchase Fees
REGISTRATION DUTIES
MORTGAGE DUTIES
CADASTRAL DUTIES
VAT
TOTAL FEES
Enter cadastral value: €



Purchase Fees
REGISTRATION DUTIES
MORTGAGE DUTIES
CADASTRAL DUTIES
TOTAL FEES
Enter cadastral value: €



Purchase Fees
REGISTRATION DUTIES
MORTGAGE DUTIES
CADASTRAL DUTIES
TOTAL FEES
 
Enter the purchase price: €



Purchase Fees
REGISTRATION DUTIES
MORTGAGE DUTIES
CADASTRAL DUTIES
VAT
TOTAL FEES