The credit broker is the subject connecting banks and/or stockbrokers with possible clients in matter of loans, playing an advisory role.
It can only perform this kind of service, as well as its related and subservient activities, in accordance with the law (D. Lgs. n. 141/2010).
Most noteworthy, the credit broker is not bonded in any way to the subjects involved in the relationship, and it pursues its activities independently.
Please, remember that advisory activities connecting banks/stockbrokers with clients, to the purpose of a financial loan, include activities of credit brokerage and are subject of law restrictions. OAM is the official institution supervising credit brokers’ activity; OAM manages the official list showing the identity of the registered and authorized credit brokers.
Only credit brokers registered in the specific “OAM” list can, in conclusion, officially operate with clients. The registration is obtained only if the broker owns specific requisites in accordance with the law.