A mortgage application in Italy includes several phrases which can be completed outside of Italy, in the
applicant’s country of residence. These include the preliminary advisory consultation, collection and
analysis of the documents, pre-evaluation of feasibility, translation of the necessary documents,
legalization or certification of the translated documents, documentation of pre-contractual transparency
(necessary documents and forms to be signed can be sent via email).
In compliance with the money-laundering regulation and Italian anti-fraud regulations, uploading a mortgage application in the banking system stipulates that the client and our company meet in person. In this way we can personally identify the client and witness the signing of all the banking forms.
The preliminary activities above can be undertaken outside Italy but when the client is ready to proceed with the credit application they have several options, depending on the specific credit institute identified.
These are the options available:
1. Scheduling a meeting in Italy for the personal identification, signature of the forms and opening of the
bank account before uploading the application into the banking system. Both these activities are free and
give the client the opportunity to avoid further travel to Italy during the application until the signature of
the purchase and mortgage deeds.
2. Scheduling a meeting in Italy aimed at completing the identification and signature of the forms (without opening the bank account); a useful solution if another trip to Italy to open a bank account is already scheduled or, in any case, easy to arrange.
3. For clients who cannot travel to Italy we offer a customised service, paid for separately. One of our representatives authorized to negotiate and witness signatures can travel to the client’s residence to carry out the above-mentioned activities. Further information on this can be provided to clients at the initial consultation.
Online mortgage calculator for month repayments on first/holiday home for individuals or companies.Mortgage Calculator
Information on the costs of an Italian mortgage: registration fee, origination fee, brokerage costs etc.MORTGAGE FEES IN ITALY
Here's the list of preliminary questions you can answer to check your Mortgage eligibility. Take the test.Eligibility Test