MORTGAGE REGISTRATION FEE
- FIRST HOME MORTGAGE: 0,25% on the mortgage amount
- HOLIDAY HOME MORTGAGE: 2% on the mortgage amount
Depending on mortgage duration, value of the real estate and appointed bank
(i. e. real estate value: €270,000.00 – LTV>60% – Duration 25 years – Insurance cost €700.00 one-time for the entire duration of the mortgage).
BANKING ARRANGEMENT FEE
Around 1% of the mortgage amount; max of €2,000.00 in most cases. This varies for each bank.
From €200.00 to €400.00 POA for luxury real estate
Due only in the case of the mortgage being approved; from 1,5% to 4% of the mortgage sum varying according to the conditions with a minimum of €2,000.00.
Total sum divided in two: the first 50% paid once the mortgage bas been approved with the remaining 50% paid on signature of the mortgage deed.
Please note that our preliminary consultancy conversations (via Zoom/Skype/phone) are free.
On signature of the brokerage agreement clients with foreign residency/income will be requested to pay a retention fee of €500.00 for the application analysis and the preliminary investigation report. This will be deducted from the agreed brokerage fee in the case of a positive outcome. In all cases clients will be assisted for two years from the date of the “preliminary investigation report” even if they do not immediately sign the purchase contract.
Online mortgage calculator for month repayments on first/holiday home for individuals or companies.Mortgage Calculator
Information on the costs of an Italian mortgage: registration fee, origination fee, brokerage costs etc.MORTGAGE FEES IN ITALY
Here's the list of preliminary questions you can answer to check your Mortgage eligibility. Take the test.Eligibility Test