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MORTGAGE REGISTRATION FEE
  • FIRST HOME MORTGAGE: 0,25% on the mortgage amount
  • HOLIDAY HOME MORTGAGE: 2% on the mortgage amount
FIRE-EXPLOSION INSURANCE

Depending on mortgage duration, value of the real estate and appointed bank
(i. e. real estate value: €270,000.00 – LTV>60% – Duration 25 years – Insurance cost €700.00 one-time for the entire duration of the mortgage).

BANKING ARRANGEMENT FEE

Around 1% of the mortgage amount; max of €2,000.00 in most cases. This varies for each bank.

Linea Blu
APPRAISAL

From €300.00 to €500.00. For properties including extended plot of lands, the price of the appraisal could sensibly vary.

BROKERAGE FEES

Due only in the case of the mortgage being approved; from 1,5% to 4% of the mortgage sum varying according to the conditions with a minimum of €2,000.00.
Total sum divided in two: the first 50% paid once the mortgage bas been approved with the remaining 50% paid on signature of the mortgage deed.

On our information sheet, which can be downloaded from the home page of our site, you can find the following:

Section 1: Information on the credit broker;
Section 2: Characteristics and typical risks of credit mediation
Section 3: Economic conditions of credit mediation
Section 4: Contractual clauses governing credit mediation

Online mortgage calculator for month repayments on first/holiday home for individuals or companies.

Mortgage Calculator

Information on the costs of an Italian mortgage: registration fee, origination fee, brokerage costs etc.

MORTGAGE FEES IN ITALY

Here's the list of preliminary questions you can answer to check your Mortgage eligibility. Take the test.

Eligibility Test

WOULD YOU LIKE TO KNOW THE TAX AMOUNT RELATING TO YOUR PURCHASE?

Enter the purchase price: €



Purchase Fees
REGISTRATION DUTIES
MORTGAGE DUTIES
CADASTRAL DUTIES
VAT
TOTAL FEES
Enter cadastral value: €



Purchase Fees
REGISTRATION DUTIES
MORTGAGE DUTIES
CADASTRAL DUTIES
TOTAL FEES
Enter cadastral value: €



Purchase Fees
REGISTRATION DUTIES
MORTGAGE DUTIES
CADASTRAL DUTIES
TOTAL FEES
 
Enter the purchase price: €



Purchase Fees
REGISTRATION DUTIES
MORTGAGE DUTIES
CADASTRAL DUTIES
VAT
TOTAL FEES